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El Paso's Trusted Insurance Agency Since 1964

Mercie and Vilma shop the top carriers so you don't have to. Get the right coverage at the right price, with personal service that's kept El Paso families protected for over 60 years.

Protection Tailored to Your World

No matter if it's your residence, your company, or anything in between, we will discover the ideal policy at the perfect price.

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Personal Insurance

Protect your home, car, and family with policies built around your life. We shop multiple carriers to make sure you're covered right, without overpaying.

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Commercial Insurance

From general liability to commercial auto and property, we help El Paso businesses find reliable coverage that protects what you've worked so hard to build.

We Don't Work for Insurance Companies, We Work for You

Because we're independent, we're free to shop the best carriers in Texas for your coverage. That means more options, better rates, and zero pressure to settle.

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Why Choose Us?

Why El Paso Families Trust Cardon Insurance

Since 1964, we've done insurance differently. Mercie and Vilma don't just sell policies, they shop a dozen carriers, explain every option in plain English, and treat you like the neighbor you are. Here's what sets us apart.

60+ Years of Local Expertise

Cardon Insurance has served the El Paso community since 1964. After founder William Cardon's passing, team members Mercie and Vilma took ownership, honoring his legacy. You'll always work directly with an owner who knows you.

A Dozen Carriers, One Best Price

As independents, we aren't tied to one company's policies. We compare rates from 12+ top Texas carriers to find the best fit, offering more options for better coverage at prices that suit your budget.

Service That Actually Feels Personal

Need to review a policy, file a claim, or ask a quick question? Call us directly! No automated menus, just Mercie and Vilma, two owners dedicated to clients for decades.

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What Our El Paso Neighbors Are Saying

Don't just take our word for it. Hear from the families and business owners who trust Cardon Insurance to protect what matters most.

Tired of Feeling Like Just a Policy Number?

At Cardon, you're not a number, you're a neighbor. Mercie and Vilma take the time to understand your needs, shop the best options, and make sure you're genuinely covered. Get a free quote and see what personal service actually feels like.

A Free Quote Could Be the Best Decision You Make Today

Reach out to Maria, our friendly voice assistant, or fill out a quick form. Regardless of your choice, a licensed agent will contact you with tailored options specifically crafted to suit your needs.

Call Us 24/7

Get a quote started anytime, day or night. Maria walks you through each step, answers common questions, and makes the process effortless!

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Maria is not a licensed insurance agent. Only licensed agents can provide quotes or coverage recommendations. Calls may be reviewed for quality and training purposes.

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Frequently Asked Questions

Questions on Your Mind? We Have the Answers

Here are common questions we receive. If yours isn’t listed, call Mercie or Vilma for assistance.

  • What's the difference between an independent agent and a captive agent?

    A captive agent works for one insurance company and can only sell their policies. As independent agents, we shop a dozen different carriers to find you the best rate and coverage. No limits, no bias.

  • What types of insurance does Cardon Insurance offer?

    We cover a wide range — personal auto, homeowners, renters, flood, umbrella, motorcycle, mobile home, landlord, and commercial lines like general liability, commercial property, commercial auto, and surety bonds.

  • How much does it cost to get a quote?

    Nothing at all. Every quote is completely free with no obligation. We'll compare your options across multiple carriers and walk you through everything. No pressure, no strings attached.

  • Do I have to visit your office to get a quote?

    Not at all. You can call us, fill out our online form, or chat with Kelly, our voice agent. Of course, you're always welcome to stop by our office on N. Piedras if you prefer face-to-face service.

  • What areas in El Paso do you serve?

    We proudly serve families and businesses throughout El Paso, including Northwest and Northeast El Paso, Homestead Meadows, Canutillo, Vinton, and Anthony.